One of the best perks of using a credit card these days is earning airline miles that you can use for your next family vacation or business trip aboard. If you apply online for credit card offers, you can find a wide variety of airline miles reward programs. One of the most popular is one from Capital One. They offer a travel credit card called the Capital One No Hassle Miles Visa Signature Card. This no annual fee credit card is ideal for people who like to earn miles and save money on their monthly credit card bills.

Features

A travel credit card needs to be flexible. The Capital One No Hassles Miles Visa Signature Card is very flexible. When you earn miles, you can redeem them with any airline you choose. So if you fly one airline domestically and a different carrier when you travel over seas, you have the option of redeeming your miles for a ticket with either airline. You can also travel at any time of the year and depart or arrive at any time of day. There are no black out dates like with other airline mile reward programs. In addition, you can sit anywhere and in any section you wish. There are no seat restrictions with the Capital One miles Reward program.

When you use your Capital One No Hassle Miles Visa Signature Card for your every day purchases, you earn one mile for every dollar that you spend that you can redeem for tickets or other travel discounts. With as few as eight thousand miles, you can fly free to certain destinations. Apply online for credit card offers similar to this one and you will find that the amount required for flying free is usually much larger.

If you want a travel credit card but also enjoy the perks of a regular reward card that offers you merchandise and gift certificates for dollars spent, you are in luck. The Capital One card allow you to use your miles earned on brand name merchandise instead of redeeming them for travel miles.

Apply online for credit card offers like the Capital One No Hassle Miles Visa Signature Card and you will see that most other cards do not offer the option of donating your earned miles to charity. This philanthropic option is one that really sets Capital One apart from other credit card companies.

The Travel card is also a no annual fee credit card. You pay no fees other than the standard fees for late payments and any interest accrued from carry over balances.

The low interest rate for this card is a variable 9.9% annual Percentage rate. This is an unusually low interest rate for a no annual fee credit card. The rate applies to all new purchases and balance transfers as well. When you add up the savings you receive, the bonus miles, the flexibility of spending, all add up to a great credit card deal.